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Why Obtain a Title Search for Your Property?
Did you know that there are approximately 50 ways the ownership
you have in your property could be damaged without being in default
with your mortgage company? Forged satisfactions or releases; an
error by a clerk in the county recorder's office; a misapplied tax
payment; and an illegal conveyance are just a few examples of
hidden "title defects" that could cause you problems
with your property.
You don't want a problem with the title of your property to deprive
you of ownership or your right to dispose of your property and to
incur potentially high costs of defending your property rights in
court. You also don't want erroneous recordings to make it difficult
to get a loan for home improvements or bill consolidations. Having a
title search completed on your property puts you in control of your
own records. You will be able to address any potential defects, which
would remain hidden without this report, until you tried to sell your
property or get a loan.
For a small fee, cfacts - Flexible Title and Closing Services, will
conduct a current owner title search on your property. You will receive a
full and complete report from cfacts search of public records at
the county level for your property. The title report will consist of
four (4) parts; Assessment Record, which outlines the assessed value
and tax status; the current Conveyance Record; Mortgages, which shows
all open mortgages; and Judgments and Liens recorded against you and/ or
your property. After receiving your completed report, you will be able
to review it and address any discrepancies with the appropriate
lender, agency or court that holds the record, to correct the information.
cfacts has been providing lending institutions with quality
real estate products since 1984. Our commitment to quality has resulted
in our success over the past 20 years. cfacts is a member of
the Mortgage Bankers Association, National Home Equity Mortgage
Association, American Land Title Association, and the Pennsylvania
Land Title Association.
If you would like additional information, please
contact cfacts to learn "How
to Order a Title Search for Your Property."